Electric is high but our electric company says its for heat as we are an end unit house and have bad insulation

Water is Laundry we do an average of 2 loads a day.

I own all the cars out right. We have no payments except for the loan I am paying off through my job.

Reducing the cable bill to basic only , debating on the landline as the younger kids use it to contact us.

Cell phone is for 2 of the kids, and they help with this bill when they can. Husband pays for his own phone seperate from ours.

Alot of this I know but somethimes it helps to have others point it out. Thanks for your time and your feedback, its appreciated.